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5 Must-Dos To Avoid Ever Outliving Your Financial Nest Egg

Published by Autumn on 4 February, 2021 Have you ever wondered if you have sufficient money to last your lifetime? Or the magic number seems so elusive? Thanks to healthcare advancement and access to quality medical care, the average life expectancy in Singapore has been increasing over the years. As of 2019, the average life expectancy at birth in Singapore was 83.6. While a longer expected lifespan is never bad news, it also comes with major implications for our retirement plans. After all, if you are living longer lives, it’s logical that you will need more in your

How To Build A Retirement Portfolio That You Can Live Off In Your Golden Years

Published by Autumn on 4 March 2021 Your golden years also have the potential to be your most vulnerable years. At this stage of your life, you have given up your monthly paycheque but still need to pay for daily expenses. Relying on CPF LIFE for a part of your retirement expenses This is where the benefit of all your regular contributions to CPF over the years kick in. You can lean on CPF LIFE, Singapore’s mandatory life annuity scheme, that will pay you a monthly income for as long as you live. This is passive income that

How To Start Investing With Zero Experience

Published by Autumn on November 16, 2020 Investment products have different features and risk characteristics. An important aspect of investing is understanding the product before you put your money in it. Some relevant questions you should ask, are: • What are the product’s benefits, risks, limitations and transaction costs? • Will the product complement, supplement or replace your existing investments? • Will the product be in line with your capacity to take on risk (risk appetite) and investment objective (returns)? • Will you become over exposed to a particular risk if your portfolio is not sufficiently diversified? Understanding the

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