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How To Plug Your Insurance Protection Gap (In Any Life Stage)

Published by Autumn on November 03, 2020 An insurance protection gap is typically the difference between how much money you will need compared to how much money you will have in the event of an unfortunate scenario. For example, you may estimate that it will take $360,000 to raise and educate your newborn he or she enters the working world and becomes financially self-dependent. You will be working for the next close to two decades to afford this. If you do not have any savings or life insurance, your insurance protection gap is $360,000. If you already have some

Why CPF LIFE May Be Insufficient For Your Retirement

Published by Autumn on November 03, 2020 Planning for retirement isn’t fun. Nor will it give you any near-term gratification. This is why many people prefer to prioritise other, more satisfying, goals such as saving up for a holiday and buying a new car, or more urgent needs such as buying health insurance and saving up for their home down payment. This mindset is underscored by the OCBC Financial Wellness Index, which found that 65% of its respondents claim to be behind in accumulating enough funds to maintain their lifestyle after retirement. Should CPF be your only retirement plan?

Why We Believe You Should Ditch Junk Food

"How to Stop Craving for Junk Food and Be Happy with Healthier Food” by Health Promotion Board, 2 Sep 2020, http://www.healthhub.sg Why Can't I Stop Those Food Cravings? We seek pleasure and avoid pain. When we gratify our cravings, our bodies reward us with feelings of pleasure. That's why it's sometimes just so hard to turn down unhealthy food such as a second helping of a greasy plate of your beloved char kway teow or that bowl of oily mutton soup. Every time we indulge in our food cravings, we are rewarded with feelings of pleasure! When you see sugar-laden

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