“Fresh Graduate's Guide to Adulting” by CardsPal, 26 June 2020, http://www.cardspal.com As a fresh graduate embarking on your new milestone of entering the workforce, your newfound responsibilities bring about many concerns which are bound to weigh on your mind. It is essential to practise good financial planning habits from the beginning, so you can navigate key future decisions – such as starting a family or buying a house – with much more confidence. 1. Insurance Insurance is seen as a daunting task for many fresh graduates as they struggle to grasp the different types of insurance plans they should purchase. As you are just entering the workforce, your greatest